Insights Into Loss Assessors
April 16, 2017 Uncategorized 0
![[public adjusters]](http://image.slidesharecdn.com/insuranceclaims-puttheresponsiblitiesonlossassessorsshoulders-111109223117-phpapp01/95/insurance-claims-put-the-responsiblities-on-loss-assessors-shoulders-1-728.jpg?cb=1320878524 "[public adjusters]")
Durby said there are no other significant changes. The county’s insurance plan is under the Iowa Governmental Health Care Plan, a trust with other counties, school districts and cities who receive insurance coverage through Wellmark. In 2014 the Iowa Insurance Division began investigating allegations that Two Rivers was overcharging IGHCP clients for administrative fees and not fully disclosing those fees. Two Rivers representative Denise Ballard told the Winnebago supervisors this week the investigation is nearly over, and at that time all the information will be released to the public. “We at no time felt that we were deceptive,” she said. Ballard admitted that when the IGHCP was formed in 2005, the commission Two Rivers built into the Wellmark premium was not disclosed. “But at that time disclosure wasn’t a thing in Claims Adjusters Mind-sets the insurance industry,” Ballard said. When reforms began, Two Rivers went to Wellmark and asked how to disclose on IGHCP because Two Rivers wasn’t receiving any commissions from Wellmark. She said Wellmark told her IGHCP was excluded because the only one getting a commission on the trust was the Two Rivers general agent. Winnebago County was actually paying less before disclosure, according to Ballard. Under the old system, each county was charged a fee that was a percentage of the premium, which meant each one paid a different fee as premiums were all different, she said. Today Two Rivers is charging a consulting fee of $10 for single insurance coverage plans and $25 for family plans. Ballard said before disclosure, those fees could have been lowered if Two Rivers was trying to get a new county to join the IGHCP and the competition was charging less. When Stensrud asked if Two Rivers receives a fee from Wellmark, Ballard replied, “not one cent comes from Wellmark to us.” She said this is stated in the contract with the county. Stensrud said it “boggles my mind” that the other supervisors didn’t want to delay their vote on the contract, especially since Hubbard told them she had alternate plans they could look at if they wanted.
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![[insurance claims]](http://i.imgur.com/7ItZB5p.png "[insurance claim]s advice]")
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![[insurance claims]](https://img.yumpu.com/53004435/1/358x462/international-executive-loss-adjusting-cunningham-lindsey.jpg?quality=80 "[loss adjusters]")
Godbey said in a phone interview Thursday the St. Johns County figure was from December 2016 and was the most recent number provided by the Federal Insurance & Mitigation Administration. The number is the total amount paid on 3,331 claims in the county and included advance payments, Godbey said. Other state numbers included in the release were the $76.6 million in low-interest, Small Business Administration loans the federal government uses as the primary source of money for the long-term rebuilding of disaster-damaged personal property, as well as $19.8 million paid directly to residents as part of FEMAs Individual Assistance, or IA, grant program. Of that money, St. Johns County has received about $32.2 million in SBA loans and around $7.5 million in IA grants. Those figures, coupled with money from the flood insurance claims means St. Johns County residents and businesses have seen at least $120.8 million of the $296.5 million in disaster relief listed in the FEMA news release. And the county is expected to see more. Last months release said FEMA has approved $24.7 million through its Public Assistance Program for the state. That money helps communities pay for the repair, replacement, or restoration of disaster-damaged infrastructure on a cost share basis, as well as as costs incurred for disaster cleanup of emergency actions taken to protect lives or property, the release said.![[insurance claim]s advice]](http://www.fetcher.co.uk/wp-content/uploads/2015/03/pla-logo-number-300x204.jpg "[loss assessors]"){kind=logo}
![[public adjusters]](http://amisinsurance.com/images/slides/accident_claim_adjusters_insurance.jpg "[insurance claims help]")
Johns County. Thats around 47 percent of the total figure a percentage in keeping with other sources of aid flowing to the county in the wake of the storm that brought severe beach erosion to the region along with heavy flooding in a number of county neighborhoods. See Also The Federal Emergency Management Agency along with the State Emergency Response Team released statewide numbers for various categories of relief on March 23. The news release, emailed to The Record by FEMA representative Kelly Godbey, said Florida has received more than $295 million in state and federal funds to aid in the Matthew recovery. The largest portion of that money was the NFIP claim settlements. Godbey said in a phone interview Thursday the St. Johns County figure was from December 2016 and was the most recent number provided by the Federal Insurance & Mitigation Administration. The number is the total amount paid on 3,331 claims in the county and included advance payments, Godbey said. Other state numbers included in the release were the $76.6 million in low-interest, Small Business Administration loans the federal government uses as the primary source of money for the long-term rebuilding of disaster-damaged personal property, as well as $19.8 million paid directly to residents as part of FEMAs Individual Assistance, or IA, grant program. Of that money, St.![[loss assessors]](http://i.imgur.com/s0I5p8f.jpg "[insurance adjusters]")
![[public adjusters]](https://landmpublicadjusters.com/wp-content/uploads/2015/08/Screenshot-2015-08-20-at-4.13.33-PM.png "[loss adjusters]")
See Also The Federal Emergency Management Agency along with the State Emergency Response Team released statewide numbers for various categories of relief on March 23. The news release, emailed to The Record by FEMA representative Kelly Godbey, said Florida has received more than $295 million in state and federal funds to aid in the Matthew recovery. The largest portion of that money was the NFIP claim settlements. Godbey said in a phone interview Thursday the St. Johns County figure was from December 2016 and was the most recent number provided by the Federal Insurance & Mitigation Administration. The number is the total amount paid on 3,331 claims in the county and included advance payments, Godbey said. Other state numbers included in the release were the $76.6 million in low-interest, Small Business Administration loans the federal government uses as the primary source of money for the long-term rebuilding of disaster-damaged personal property, as well as $19.8 million paid directly to residents as part of FEMAs Individual Assistance, or IA, grant program. Of that money, St. Johns County has received about $32.2 million in SBA loans and around $7.5 million in IA grants. Those figures, coupled with money from the flood insurance claims means St.
This is a match of huge money from both sides. Insurance Money versus Trial Lawyer Money, and guess who is the big loser EVERY SINGLE TIME. Average Joe. Wish Politicians could go back to the original intention and be a voice of their constituents as opposed to their campaign donors. April 5, 2017 at 1:22 pm Einstein April 5, 2017 at 2:13 pm Rocket Science 4 0 There is no magic solution, yet the politicians seem to think there must be. They want policyholders to be guaranteed of the same coverage, they want the lawyers and the water mitigation companies who are lobbying them to be guaranteed of the same incredible income, they want to tell consumers that rates are absolutely not going to rise no matter what. So what is their solution? A new bill that says insurance companies (that are all losing vast sums in south Florida) may not increase rates as a result of AOBs and instead must simply use their profits to pay for the AOBs. Awesome solution, everybody wins (except the insurance companies)except there are no profits in Florida right now. It really is not rocket science. If you want the AOB abuse to continue in South Florida you are doing the opposite of what you need to do, do fix rates, let the market fully operate.![[loss adjusters]](http://i.imgur.com/gzPpr5q.jpg "[insurance claim]s advice]")
![[claims adjusters]](http://snw103zwmp42n59ylbv6j31c.wpengine.netdna-cdn.com/wp-content/uploads/2013/06/claims-adjuster.jpg "[public adjusters]")
(AP Photo/John Bazemore) Of the $172.1 million paid to the state in insurance claims settled by the National Flood Insurance Program since Hurricane Matthew, just over $81.1 million has come to St. Johns County. Thats around 47 percent of the total figure a percentage in keeping with other sources of aid flowing to the county in the wake of the storm that brought severe beach erosion to the region along with heavy flooding in a number of county neighborhoods. See Also The Federal Emergency Management Agency along with the State Emergency Response Team released statewide numbers for various categories of relief on March 23. The news release, emailed to The Record by FEMA representative Kelly Godbey, said Florida has received more than $295 million in state and federal funds to aid in the Matthew recovery. The largest portion of that money was the NFIP claim settlements. Godbey said in a phone interview Thursday the St. Johns County figure was from December 2016 and was the most recent number provided by the Federal Insurance & Mitigation Administration. The number is the total amount paid on 3,331 claims in the county and included advance payments, Godbey said. Other state numbers included in the release were the $76.6 million in low-interest, Small Business Administration loans the federal government uses as the primary source of money for the long-term rebuilding of disaster-damaged personal property, as well as $19.8 million paid directly to residents as part of FEMAs Individual Assistance, or IA, grant program.![[loss adjusters]](http://i.imgur.com/jjP3VvR.jpg "[insurance claims help]")