Its a personal choice and many household budgets are already over-stretched so people could be tempted not to have cover. But that leaves millions at risk of vet bills running into thousands of pounds. Read More Devoted dog owner takes pooch to vets by HELICOPTER in desperate bid to keep her alive Rebecca Hollingsworth, general insurance policy adviser at the ABI, said: Last years record levels of pet claims shows that owing a pet can not only be very rewarding, but also very costly. There is no NHS for pets, and the cost of getting quality veterinary treatment can quickly run into thousands of pounds. Before buying a pet research the breed you are considering, as some are prone to medical conditions that can cost a small fortune to treat. If you do take out insurance dont opt for a 12-month policy, go for lifetime cover. If a pet has a serious condition its likely to show itself early on and youll struggle to get cover after that first year for a pet with an existing condition. How much it costs to treat pets A Cocker Spaniel a cuttie that can get into mischief (Photo: Getty) A Cocker Spaniel who swallowed a turkey baster on Christmas Day cost 1,600 to treat A Springer Spaniel sorry I didn’t mean to eat it (Photo: Getty Images) A Springer Spaniel who swallowed a grass seed cost 3,400 A Bearded Dragon watch the jaws on this one A Bearded Dragon with a jaw abscess cost 410 A white Cockatoo every breath he takes could cost hundreds of pounds (Photo: Wikimedia) A white Cockatoo with respiratory problems cost 468 A cat with a tumour dog owners are twice as likely to have insurance (Photo: Getty) The average cost of a cat with a tumour was 667 A cat with diabetes Please feed me a healthy diet (Photo: Getty) The average cost of a cat with a tumour 1,060 6 tips to find the right pet cover Take out insurance when pets are young as this will help to keep premiums down throughout their lifetime. Dont take out a 12-month policy, go for lifetime cover which means it is automatically renewed each year. Check the small print re ongoing conditions – most policies continue to offer treatment for an ongoing condition into a new premium year, as long as you renew on time and dont let a policy lapse. Check age limits. Some insurers will only start insuring pets below a certain age – some will refuse to renew a policy once a pet gets above a certain age.
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